Name: Home Owners Club Protocol
Brand: Home Owners Club

Question 1

What is Home Owners Club (HOC)?

Accepted Answer

Home Owners Club (HOC) is blockchain and AI infrastructure for real estate coordination. It helps property professionals test decentralized workflows, onboard real-world assets, coordinate stakeholders, and explore transparent governance. HOC is not an investment platform — it is protocol infrastructure for decentralized property ecosystems.

Question 2

Is HOC an investment platform?

Accepted Answer

No. HOC is a decentralized protocol — infrastructure for property ecosystems. It is not a broker, bank, or issuer. Membership provides access to the platform, tools, and community, not investment returns.

Question 3

How can I test, partner, or onboard with HOC?

Accepted Answer

You can test the platform at app.myhoc.io, explore partnership opportunities through the contact page, or onboard real-world property assets into the protocol. HOC supports operators, developers, service providers, and ecosystem builders.

Question 4

What blockchain does HOC use?

Accepted Answer

HOC operates on BNB Smart Chain and supports ERC-3643, ERC-20 (with custom hooks), and ERC-1155 token standards for compliant, programmable property tokens.

Question 5

How does AI improve real estate coordination on HOC?

Accepted Answer

HOC uses AI for automated property valuation (AVM), market analysis, and natural language processing for insights — helping participants make faster, data-driven decisions about property coordination and onboarding.

Question 6

Who is HOC built for?

Accepted Answer

HOC is built for real estate operators, property developers, brokers, technology partners, institutional participants, and community members who want to test, partner with, onboard assets to, or participate in a transparent, blockchain-governed property coordination protocol.

Question 7

What is fractional property ownership on HOC?

Accepted Answer

Fractional ownership on HOC means dividing property into programmable, tradeable token shares. Legal title is held by an off-chain SPV or Trust, linked on-chain via a unique assetId. Cap tables, distributions, and transfers are managed by smart contracts — transparent, auditable, and deterministic.

Question 8

How does HOC handle compliance and KYC?

Accepted Answer

HOC uses soulbound NFTs and on-chain identity registries for KYC/AML verification. Users verify once and access the entire ecosystem. Compliance is enforced at the smart contract level — automatically, transparently, and without intermediaries.

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